An innovative and reassuring solution

In autumn 2019, ImmoPass and Bâloise combined their expertise to reassure buyers of new and old properties with an 80-point technical inspection allowing to check the condition of the property. Thanks to the new additional service which combines the historical know-how of the two partners, future off -plan buyers now benefi t from a personalised support solution which covers all their insurance and technical needs during construction and aft er moving in. 
Buying off -plan can quickly become a real source of stress, from the signing of the sales agreement to the handing over of the keys and the supervising of the construction site. If you are not an expert in the fi eld, knowing whether the plans for your future home are well thought out, whether changes are possible and at what cost, but also to understand the technical jargon of the real estate sector, detecting possible technical defects or identifying whether everything is in accordance with the handover of the property can prove impossible. 

In order to relieve future buyers, Bâloise and ImmoPass off er to accompany them and take care of all these technical questions during all stages of their purchasing project. In order to relieve future buyers, ImmoPass thus off ers to accompany and take care of all these technical questions during all the stages of their purchasing project, while Bâloise provides insurance solutions adapted to each stage of an off -plan purchase in complete serenity.

“Buying a property is an important step in life. It is also a headache if you are not familiar with it and you can quickly fi nd yourself overwhelmed with questions and unexpected worries to manage in addition to everyday life. To avoid all this for our customers, and to make their lives simpler and easier, we have put in place an innovative solution to accompany them from start to fi nish, throughout the entire purchasing process, right up to the handover of the property, and ever aft er moving in” explains Jonathan KALFA, Innovation Lab Coordinator at Bâloise. “Furthermore, it adds real value to our housing ecosystem.”

Support from insurance and construction experts

By subscribing to this new service Home VEFA, the off-plan buyer is surrounded by experts to guide him at each step of his journey but also to fully secure his project, both financially and technically. Thanks to the Outstanding Balance Insurance provided by Bâloise, the future buyer protects his real estate mortgage because it guarantees that the borrowed amount will be repaid in case of death or disability of the subscriber. His family members will thus be freed from any debt should a tragedy occur. In addition, Bâloise offers suitable coverage with its insurance HOME for the entire construction period for exceptional external risks such as fire, weather events and vandalism. This essential home insurance will be offered until buyers move in, so that they can prepare their installation with complete peace of mind.

As for the ImmoPass offer, it includes an objective opinion on the blueprints of the house by an experienced architect, technical assistance on request during the entire construction process, so that the buyers can rely on the opinion of an independent professional, and also support during the handing over of the keys, when ImmoPass visits the property with the buyers to analyse all the relevant issues and the various elements to be verified. ImmoPass also offers buyers a one-hour interview with an interior designer. This is the best way to ensure that the project runs smoothly. 

For Pierre-Louis FIRRE, Co-founder and Technical Director of ImmoPass, “ImmoPass’vision is to bring technical transparency to the real estate market. Through this new support for off-plan buyers, we want to expand our range of services to cover all real estate transactions, whether for existing properties or new homes.”